Hello to all. I want to let you know that the Aspire Visa card demonstrates some desirable features for a card designed primarily to solve your credit problem. First, aspire visa offers the sought-after triple of zeros: a $0 annual fee, a 0% introductory annual period, and a $0 balance transfer fee for balances transferred within the first six months of account opening. For an Aspire Visa user, this is an impressive combination.